Having health insurance before emergency strikes is crucial

People rarely plan for hospital stays. Unfortunate incidents and illnesses force hundreds into the hospital on a daily basis. Are you prepared?

People rarely plan for hospital stays. Unfortunate incidents and illnesses force hundreds into the hospital on a daily basis. Are you prepared?

By Charles Glover, Jr.

If there is one lesson to take away from the month of October, which emphasized  Breast Cancer, Domestic Violence and Mental Health Awareness, it is that being proactive and prepared can save your life. Yet, how do you prepare for an accident, illness, violence, or natural disasters? While we pray for those harshly affected by Hurricane Patricia, it serves as a reminder that there is only so much we can plan for.

 

The job of a qualified insurance agent is to educate families and individuals about the potential pitfalls that exist in most insurance plans and help fill those gaps. Hospital indemnity plans and accident plans are the most common forms of protection that provide benefits directly to the insured in case of accident or illness, in many cases.

When you meet with your insurance agent, make sure you read the fine print in your insurance plan and ask many questions.

When you meet with your insurance agent, make sure you read the fine print in your insurance plan and ask many questions.

When a person is hurt or critically ill, the only thing they should have to worry about is healing. Unfortunately, healthcare costs can become an albatross resulting in substantial financial loss and, in many cases, bankruptcy.

As open enrollment continues, be sure to read the fine print on your health insurance plans and ask your insurance advisor as many questions as possible. There are plans to help those who have to go the hospital for a wide range of reasons including cancer, domestic violence, heart attack, stroke, slip and fall and mental health issues. Make sure you plan ahead so that when disaster strikes, the only concern is healing as soon as possible.–OnPointPress.net–

Charles Glover, Jr., your Insurance Advisor, is a senior writer at OnPointPress.net and a Licensed Insurance Professional working with HealthMarkets. 

Contact me directly at (470)755-9940 for your health insurance questions and concerns

 

Health insurance is highlighted during Breast Cancer Awareness Month

Many people are unaware of the costs associated with fighting cancer. Take the time to learn how you can be prepared for the worst case scenario.

Many people are unaware of the costs associated with fighting cancer. Take the time to learn how you can be prepared for the worst case scenario.

By Charles Glover, Jr.

The bombardment of neon pink on your television screens and in your neighborhoods is a reminder that October is Breast Cancer Awareness Month. The goal is to encourage everyone to be proactive and visit their doctors to try and prevent cancer growth, in addition to helping fund research for cures for cancer.

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The desired goal is to prevent cancer from spreading by having it detected as soon as possible, but there are too many people who still have to cope with that dreadful diagnosis. While many have become aware of the physical toll a cancer diagnosis can have on a family, the financial toll should not be understated.

Let Breast Cancer Awareness Month be a reminder to be proactive with your health and plan for your family's future.

Let Breast Cancer Awareness Month be a reminder to be proactive with your health and plan for your family’s future.

This fall, when you speak to your health insurance agent, ask about ways you can be protected if you or a family member is diagnosed with cancer. Many people do not realize that most health insurance plans only offer limited assistance in case of diagnosis of cancer. For many people, the cost for a second opinion, experimental treatment, or treatment at the best facilities in this country becomes an out of pocket expense.

The unfortunate reality is that there are countless people who have had to use all of their savings, borrow money, sell their possessions or their homes, to fund their recovery efforts. However, there are very affordable plans available to assist individuals and families faced with fighting cancer. So while you’re wearing your pink in acknowledgement of Breast Cancer Awareness Month, remember to contact your insurance advisor and protect your finances and health at the same time.–OnPointPress.net–

Charles Glover, Jr., your Insurance Advisor, is a senior writer at OnPointPress.net and a Licensed Insurance Professional working with HealthMarkets.  Contact me directly at (646)309-1938 for your health insurance questions and concerns

Weekend Bulletin: Events calendar providing awareness and spice

Compiled By OnPointPress.net Staff11996659-domestic-violence-awareness-month

October 1-31:  National Domestic Violence Awareness Month. Domestic Violence (DV) has been in the news a lot recently due to NFL players being involved in graphic DV incidents. But DV is not limited to athletes. DV victims live in constant fear for their personal safety and often struggle with planning their escape. Many are terrified to share their plight. Call the following numbers for help: National Domestic Violence Hotline (800)-799-7233, (800)-787-3224 (TTY); Rape, Abuse and Incest National Network (RAINN) Tel: (800) 656-HOPE; Safe Horizon (212)-385-0357

 

breast-cancer-awareness-month

October 1-31: October is Breast Cancer Awareness Month. Women are encouraged to get mammograms and focus on early detection for the optimum care. Find a walk near you by visiting makingstrideswalk.org.

Circle of Sisters is a two day entertainment and self-help event hosted at the Jacob Javits Center October 4-5.

Circle of Sisters is a two -day entertainment and self-help event hosted at the Jacob Javits Center October 4-5, 2014.

October 4-5: Circle of Sisters returns to New York’s Jacob Javits Convention Center for a combination of self-help seminars, music, vendor display, fun and family interaction. See performers such as Tank, Tyrese, Johnny Gill, Fantasia, Jennifer Hudson, Tamar and Vince. Listen to panel discussions led by TVOne’s Roland Martin, and many more. Jacob Javits Convention Center, 655 W. 34th St. New York, NY 10001.

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October 4: Co-op City hosts a college fair to break down the college application process. The fair targets two groups: Students in grades 3-6 (accompanied by an adult)will be seen from 10:00 a.m-12;00 noon, while students in grades 7-12 will be seen from 12;00 noon through 6;00 p.m. Location 177 Dreiser Loop Auditorium, Co-op City, Bronx, NY 10475. 

October 3-31: New Movies such as Nas’ “Time is Illmatic,” “Gone Girl,”  join movies with good buzz such as Denzel Washington’s ” The Equalizer,” Idris Elba’s and Tajiki P. Henson’s “No Good Deed,” and Liam Neeson’s “Walk Among the Tombstones.” Check local listings for movie times.–OnPointPress.net.