By Carmen Glover
For many individuals, life involves trying to balance a myriad of responsibilities–at work, at home and in the community. Too often, this forces us to put goals that are important to us on the back burner, as we try to navigate coping with more pressing matters.
But as we enter into the month of November, this is an opportune time to reflect on what we have achieved so far this year, and make plans to achieve the unmet goals we set for 2015. Have you found yourself in a rut, unable to move forward? Here are three quick tips to reclaim your balance, recapture your focus and tackle unmet goals:
Celebrate your Achievements: We are usually our own worst critics. Sometimes we beat ourselves down mercilessly, making it difficult for us to feel inspired. Instead of focusing on the list of things that you failed to achieve so far this year, write down all the goals you have achieved. Reflect on your journey towards achieving those goals. Celebrate those achievements. Savor the sense of pride that you feel for accomplishing those goals despite the obstacles that your faced along the way.
Revisit your Action Plan: Now that you are able to accept the reality that you achieved some of your goals, ask yourself what other goals you would like to achieve before the end of the year and why that is important to your psyche. Explore strategies that you will use to get to the finish line. Write down different paths you can take, various supportive networks you will tap and the first step you are prepared to take, today, to move the plan forward.
Break the Goals into Smaller Steps: Do not become consumed with the range of tasks you need to complete in order to fully achieve the goal. It is more practical to break the goals into a series of small steps, and celebrate each achievement as it is made. For instance, if the goal is to improve your credit score by 50 points but you refuse to look at your account statements or speak to your creditors, a great first step would be to gather all your statements into one pile.
A second step could entail calling all of the creditors to get an accurate sum of what is owed. A third step would be to write down the balance owed to each creditor. A final step could be making a decision to speak with a financial advisor to get some valuable guidance, speaking directly to the creditors to explain your situation and develop a payment plan, or hiring a credit repair company to consolidate your debts and establish a reasonable repayment schedule. None of these methods will improve your credit score immediately, but they will provide the foundation that will change your financial picture incrementally, which in turn will improve your credit profile, over time.
So stop procrastinating. Take the first step today towards achieving your goals. Stay focused. You can do it!–OnPointPress.net–