By Charles Glover, Jr.
If there is one lesson to take away from the month of October, which emphasized Breast Cancer, Domestic Violence and Mental Health Awareness, it is that being proactive and prepared can save your life. Yet, how do you prepare for an accident, illness, violence, or natural disasters? While we pray for those harshly affected by Hurricane Patricia, it serves as a reminder that there is only so much we can plan for.
The job of a qualified insurance agent is to educate families and individuals about the potential pitfalls that exist in most insurance plans and help fill those gaps. Hospital indemnity plans and accident plans are the most common forms of protection that provide benefits directly to the insured in case of accident or illness, in many cases.
When a person is hurt or critically ill, the only thing they should have to worry about is healing. Unfortunately, healthcare costs can become an albatross resulting in substantial financial loss and, in many cases, bankruptcy.
As open enrollment continues, be sure to read the fine print on your health insurance plans and ask your insurance advisor as many questions as possible. There are plans to help those who have to go the hospital for a wide range of reasons including cancer, domestic violence, heart attack, stroke, slip and fall and mental health issues. Make sure you plan ahead so that when disaster strikes, the only concern is healing as soon as possible.–OnPointPress.net–
Charles Glover, Jr., your Insurance Advisor, is a senior writer at OnPointPress.net and a Licensed Insurance Professional working with HealthMarkets.
Contact me directly at (470)755-9940 for your health insurance questions and concerns